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Ledger

Personal finance history without spreadsheet fragility.

Track accounts and balance snapshots in GBP, then run a monthly close without overwriting the history you will need later for net worth, goals, and forecasting.

Example net worth

£514,360.19

Current budget

£4,165.95

Currency

GBP

Accounts first

Create, edit, archive, and group accounts by the spreadsheet categories.

Historic balances

The schema writes every balance change as a BalanceSnapshot instead of overwriting history.

Monthly close

Bulk update active accounts in one atomic save for the monthly ritual.